Disclosures and Disclaimers
Disclosures:
1. Purpose of the Site:
The content provided on this Site and any related materials (including newsletters, blog posts, videos, social media, mobile apps and other communications) is for informational and educational purposes only and does not constitute financial, investment, or trading advice.
2. Author's Expertise:
The authors and contributors may have backgrounds in finance, trading, or related fields; however, their views and opinions expressed in this Site are their own and should not be considered as professional financial advice.
3. No Personalized Advice:
Minerva Capital is not a registered financial advisor or investment advisor, and does not provide any personalized financial advice. The information presented in this Site does not take into account your specific financial situation, risk tolerance, investment goals, or needs. You should seek the advice of a qualified financial advisor before making any investment decisions.
4. Accuracy of Information:
We strive to provide accurate and up-to-date information; however, we cannot guarantee the accuracy, completeness, or timeliness of the content. You should verify any information obtained from this Substack before making financial decisions.
Disclaimers:
1. Investment Risks:
All investments involve risks, and past performance is not indicative of future results. Readers are solely responsible for assessing the risks associated with any investment decisions they make based on the information provided in this Site.
2. Financial Losses:
Investing and trading in stocks and other financial instruments carry inherent risks, and readers may incur financial losses. Minerva Capital is not liable for any losses or damages resulting from investments made based on information found on this Substack.
3. Independence of Content:
The views and opinions expressed on this Site are independent and do not represent the views of any affiliated companies, organizations, or institutions unless explicitly stated otherwise.
4. No Endorsement:
Any mention of specific stocks, investment products, or services in this Site is not an endorsement or recommendation to buy, sell, or hold them. Readers should conduct their own research and due diligence before making investment decisions.
5. Legal and Tax Considerations:
The information provided in this Substack does not constitute legal or tax advice. Readers are encouraged to consult with qualified professionals regarding legal and tax matters related to their investments.
6. No Guarantee of Performance:
There is no guarantee of the performance, success, or profitability of any investments mentioned in this Substack. All investment decisions are at the reader's own risk.
7. Changes to Policies:
Minerva Capital reserves the right to modify or update these disclosures and disclaimers at any time without prior notice. It is the reader's responsibility to review them periodically for any changes.
8. Conflicts of Interest:
All commentary on this site represents the author’s own opinion. The author may trade in any mentioned security, both in the direction of and against the author’s published views, at any time thereafter, without notice. The author’s investment objectives and risk tolerance could diverge widely from those of readers.
9. Limitation of Liability:
Minerva Capital will not be held liable for any losses or damages that you may incur as a result of any information or opinions expressed in this newsletter.
10. No Solicitation:
The materials on the site are not an offer to sell or a solicitation of an offer to buy any security.
11. No Warranties:
Minerva Capital makes no representations, and specifically disclaims all warranties, express, implied, or statutory, regarding the accuracy, timeliness, or completeness of any material contained in this site. You should seek the advice of a securities professional regarding your stock transactions.
12. Archive:
Articles which appear on the Site are automatically added to the archives as is. Neither Minerva Capital nor any other author has undertaken to update or otherwise amend the information in such articles. As such, there can be no guarantee that the information contained in any article continues to be accurate or timely or that the author continues to hold the views contained in the article.
13. Nature of Projections:
Any projections, market outlooks or estimates herein are forward looking statements and are based upon certain assumptions and should not be construed to be indicative of the actual events that will occur. Other events that were not taken into account may occur and may significantly affect the returns or performance of the securities discussed herein. Except where otherwise indicated, the information provided herein is based on matters as they exist as of the date of preparation and not as of any future date, and the author undertakes no obligation to correct, update or revise the information in this document or to otherwise provide any additional materials.
14. Subscriptions:
Subscribers who purchase a paid subscription on this site are merely purchasing access to the author’s journalistic opinions, and are advised not to treat anything on this site as legitimate investment advice. All cancellations and refunds are processed by Substack per their terms and policies.
15. Examples:
Examples that address specific assets, stocks, options or other financial instrument transactions are for illustrative purposes only and may not represent specific trades or transactions that we have conducted. In fact, we may use examples that are different or the opposite of transactions we have conducted or positions we hold.
16. External Links:
The Site and any related materials may contain links to other websites or content belonging to or originating from third parties or in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.
17. Affiliate Links:
The Site may contain links to affiliate websites, and we may receive an affiliate commission for any purchases made by you on the affiliate websites using such links. We are part of the Amazon Affiliate program, among others. As an Amazon Associate, we earn from qualifying purchases.
18. Testimonials:
The Site may contain testimonials from readers or viewers of our content. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of others. We do not claim, and you should not assume, that others will have the same experiences. Your individual results may vary.
19. Policies and Terms not covered here:
Any terms or policies not specifically listed here, including Privacy Policy and CCPA are available at Substack’s Terms of Service.
20. Copyright
All content is copyright Minerva Capital unless mentioned otherwise. Express written permission is required before reproducing any content. Quotes or excerpts are permitted as long as they are attributed back to the source along with a link.
This page (Disclosures and Disclaimers) is provided for reproduction on a Creative Commons CC-BY license i.e. this license enables reusers to distribute, remix, adapt, and build upon the material in any medium or format, so long as attribution is given to the creator. The license allows for commercial use.
